We work on your behalf educating and informing your buyer of all the necessary steps. We outline your role as the agent, the expectations of the lender, and our responsibilities as the title insurer. We provide Closing Disclosures through every stage and organize the closing. We put your client at ease though timely and diligent communication and remain easily accessible throughout the entire process.
DB Title provides escrow services for the neutral third-party handling of the funds and documents involved in your real estate transaction. We oversee your settlement tasks, distribute the funds and notarize the documents.
DB Title will coordinate your real estate transaction settlement (or “closing”.) We will see that your loan documents are in order and executed properly, distribute funds and deliver documents to all parties.
Attorney, David Burger will prepare any Power of Attorney documents you require for your real estate deal. This is a legal document that authorizes one person (the “agent”) to act on behalf of another person (the “principal”).
Attorney, David Burger will prepare the deed for your client. The deed will include the legal description of the property and will list the current and new owner’s names. During the closing, we will notarize everyone’s signatures and then deliver the deed to the county recorder’s office.
DB Title will prepare this form that outlines the details of your loan including the mortgage terms, the projected monthly payments, fees and closing costs. Lenders must provide this document at least 3 days prior to closing so that the borrower has adequate time to review and ask questions.
Occasionally, lenders will require assurances that loan documents are binding on the borrower, judicially enforceable and evidence mutual intent or all parties. Attorney, David Burger will provide this service when needed.
When a second mortgage is involved in a property transaction, DB Title will ensure that proper forms and considerations are addressed. A Subordination of Mortgage states which lending company takes precedence in asset recovery should the borrower default on their loan.